Financial Advisor Succession Opportunity

At Ameriprise Financial, we’re not just in the business of helping clients with their financial goals – we also help our advisors and employees reach their true potential by embracing an inclusive and collaborative culture. We celebrate the unique qualities and reward the contributions of our talented, passionate employees. If you’re motivated and want to work for a strong, ethical company that cares about you and your community, take the next step with Ameriprise Financial.

This position is with an Ameriprise Financial Franchise owner.

Job Description

An entrepreneurial opportunity for an emerging financial professional to build a client-centered business, develop as an advisor, contribute to the growth of an established practice, and earn consideration for future leadership and ownership opportunities through sustained performance and demonstrated success.

This independent contractor opportunity is offered through an independent Ameriprise Financial franchise owner and is not an employee position with Ameriprise Financial, Inc. or the independent practice.

Job Description Summary
This is more than a traditional Associate Financial Advisor role. It is an independent contractor for business-development and advisor-development opportunities within an established financial planning practice affiliated with Ameriprise Financial. The selected independent professional will have the opportunity to build client relationships, contribute directly to practice growth, and progressively develop the knowledge, judgment, credentials, and business acumen needed to serve as a trusted financial advisor. The engagement is intended for an entrepreneurial individual who is motivated to build a business, create measurable value, and earn increasing responsibility over time.
The successful candidate will be energized by both service and growth: strengthening client relationships, learning to translate goals into thoughtful planning, building new connections through referrals and educational outreach, and taking ownership of results. The practice owner will provide access to mentorship, business context, and developmental support while the independent contractor brings initiative, accountability, and disciplined execution. The scope of opportunity may expand as licensing milestones; performance standards, client readiness, practice growth, and business needs are met.

What makes this opportunity distinctive:

This opportunity is not designed simply to fill a seat or provide conventional staff support. It is intended for an independent, ownership-oriented professional who wants to build a book of relationships, contribute to an established practice, and create long-term enterprise value. Strong performance may lead to increasing responsibility and consideration for future leadership and potential ownership opportunities. Any leadership or ownership path is not guaranteed and must be earned through sustained performance, client impact, measurable practice growth, sound judgment, licensing progress, strategic alignment, and demonstrated success over time.

 

Key Responsibilities:

Develop, perform, and progress as an independent advisor

·   Engage in available mentorship, observation, feedback, and hands-on development opportunities with the practice owner and team while maintaining responsibility for personal preparation, execution, and results.

·   Own and complete required study, licensing, registration, and development milestones within agreed timelines and apply learning responsibly during the engagement.

·   Build proficiency in financial planning concepts, client discovery, meeting preparation, recommendations, follow-through, and practice operations.

·   Earn the opportunity to assume broader client-facing, growth, advisory, and leadership responsibilities when appropriately licensed, trained, authorized, and ready.

Build trusted client relationships

·   Help create a proactive, responsive, and personalized client experience from initial contact through ongoing service.

·   Prepare for client meetings; gather, organize, and accurately enter client information; help create financial planning deliverables and follow-up items.

·   Communicate with professionalism and empathy, resolve service needs, and coordinate with appropriate partners to move client requests forward.

·   Document interactions and maintain complete, accurate records in accordance with practice procedures and applicable requirements.

Contribute to financial planning and solutions

·   Support analysis of client goals, priorities, time horizons, and risk considerations.

·   Assist with case preparation, planning scenarios, illustrations, and suitable recommendations under appropriate supervision.

·   Help clients understand agreed next steps and track progress toward actions discussed with the advisory team.

·   Monitor assigned follow-ups and support periodic reviews, so plans and service remain aligned with client needs.

Help grow the practice

·   Develop authentic professional relationships and cultivate a network of prospective clients and centers of influence.

·   Support and, as experience grows, help lead referral strategies, educational events, seminars, community outreach, and client appreciation activities.

·   Follow up with prospective clients in a timely, thoughtful manner and help convert interest into meaningful planning conversations.

·   Develop and execute growth initiatives aligned with the practice strategy, using entrepreneurial judgment, disciplined follow-through, and accountability for outcomes.

Operate with an entrepreneurial and ownership-oriented mindset

·   Take accountability for commitments, communicate early when obstacles arise, and pursue solutions with sound judgment.

·   Identify opportunities to improve client service, workflows, quality, efficiency, and growth.

·   Independently manage time, priorities, and business-development activity while coordinating effectively with the practice on client commitments, regulatory obligations, and shared growth goals.

·   Protect client trust and the reputation of the practice through discretion, ethical conduct, and consistent follow-through.

What success looks like

·   Clients experience dependable, thoughtful, and proactive service.

·   Licensing, development, and business-building commitments are completed with discipline, urgency, and personal accountability.

·   Prospective-client, referral, educational-event, and business-development activity is consistent, professional, measurable, and increasingly productive.

·   Services are delivered accurately, professionally, compliantly, and with strong follow-through, while agreed performance outcomes are met.

·   The candidate seeks feedback, learns quickly, applies coaching, and accepts accountability.

·   The independent contractor contributes to a collaborative, growth-minded culture and demonstrates readiness for broader responsibility and leadership.

 

 Key traits of a successful independent advisor and business builder:

·   We will consider candidates from financial services and adjacent relationship-driven fields. Character and long-term potential matter as much as a conventional resume. The strongest candidate will demonstrate:

·   Uncompromising integrity and respect for client confidentiality.

·   A service mindset and genuine interest in helping people make informed financial decisions.

·   Personal accountability, resilience, initiative, and maturity to own outcomes.

·   Strong interpersonal communication, active listening, and relationship-building ability.

·   Curiosity, coachability, and the discipline to study, practice, and improve.

·   An entrepreneurial orientation and comfort contributing to referrals, events, networking, and business development.

·   Organization, attention to detail, sound judgment, and the ability to manage competing priorities.

·   A long-term mindset and genuine interest in earning greater responsibility, leadership consideration, and potential future ownership opportunity within an established practice.

 

Engagement structure

This opportunity is structured as an independent contractor of engagement rather than employment. The parties will define the scope of services, compensation terms, business expectations, regulatory responsibilities, and other conditions in a written independent contractor agreement. The practice prefers a substantial, ongoing hybrid commitment comparable to a full-time professional focus, with meaningful in-person availability for client engagement, collaboration, development, and community presence. The practice may consider an exceptional individual who requires a defined part-time transition period and intends to expand to a full-time business commitment.

Subject to applicable law, regulatory obligations, client commitments, and the written agreement, the independent contractor is expected to exercise initiative and appropriate discretion in organizing business-development activity and delivering agreed outcomes.The independent contractor will be responsible for applicable personal business expenses, tax obligations, insurance, licensing costs, and other responsibilities as specified in the final agreement. No employee benefits are implied by this post.

 

Performance-based compensation and growth potential

· Compensation is intended to be performance-based and aligned with measurable contribution, client relationships, business development, and practice growth, subject to applicable financial-services rules and the final written agreement.

· The specific compensation formula, eligibility requirements, payment timing, expense treatment, and any transition support will be communicated and documented before engagement. This posting does not promise a salary, minimum earnings, a particular level of compensation, or future ownership.

· The opportunity is designed to reward initiative, disciplined execution, relationship development, and sustained results. As contribution and readiness grow, the independent contractor may be considered for expanded responsibilities, leadership development, and potential future ownership discussions.

 

Additional entrepreneurial expectations

· Demonstrated comfort operating with independence, ambiguity, and personal accountability.

· Ability to create and execute a business-development plan using referrals, educational events, community engagement, centers of influence, and professional networking.

· Willingness to track activity, outcomes, and progress against mutually agreed business objectives.

· Ownership-oriented judgment, including the ability to identify opportunities, solve problems, manage priorities, and follow through without continuous direction.

 

Qualifications:

 

Required Qualifications

 

· Ability and commitment to obtain all required securities registrations and insurance licenses within the timelines established by the practice.

· Ability to satisfy all applicable registration, background, training, and continuing education requirements.

· Strong interpersonal, relationship-building, communication, and business-development skills.

· Technology proficiency and ability to learn financial planning and CRM systems.

 

Preferred Qualifications

 

· Bachelor's degree or equivalent combination of education and relevant experience.

· Experience in financial services, client service, consultative sales, business development, or other relationship-driven professions.

· Current securities registrations and/or insurance licenses (SIE, Series 7, Series 66, Life/Health, etc.).

 

Important classification and opportunity notice

· The description of this opportunity does not determine worker classification by itself. The final classification must reflect the actual working relationship and all applicable federal, state, tax, securities, insurance, and other legal or regulatory requirements.

· This opportunity is offered by an independent Ameriprise Financial franchise practice. Ameriprise Financial, Inc. is not the employer or contracting party unless expressly stated in a final written agreement.

· Future leadership or ownership is a potential long-term consideration, not a promise, guarantee, partnership offer, or present equity of interest. Any such opportunity would require sustained success, mutual agreement, due diligence, regulatory approval where applicable, and separate definitive documentation.

 

How to apply

If you are motivated by meaningful client work, entrepreneurial growth, performance-based opportunity, and the chance to build something for the long term, we would like to hear from you. Please submit your resume and a brief cover letter describing how your experience, values, network-building approach, and business goals align with this independent contractor opportunity.

 

The independent practice is committed to providing equal consideration for this contracting opportunity consistent with applicable law and does not make decisions on any basis prohibited by law.

The independent practice is committed to an inclusive and accessible selection process. Individuals who require reasonable accommodation to participate in the application or interview process may contact the recruiting representative.

Full time

Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, gender expression, national origin, ancestry, age, physical or mental disability, medical condition, pregnancy, military status, veteran status, genetic information, citizenship, disability status, marital status, family status or any other basis prohibited by law.

We are committed to fostering an inclusive and accessible recruitment process for individuals with disabilities. If you require a reasonable accommodation to participate in the application or interview process, speak to your recruiter to discuss how we can support you.